What makes truck accident claims different?
Trucking companies are required to carry liability insurance just like individual motorists. However, these cases differ in several important ways from car accidents between two individuals.
First, the stakes are higher. Individual motorists typically carry, at most, a few hundred thousand dollars' worth of liability insurance. Trucking companies, in order to protect much larger assets, often carry liability policies worth millions of dollars. That means the insurance company is facing much more potential exposure to its bottom line. They'll put their best attorneys, investigators and adjusters on the case.
Second, there are often multiple insurance companies involved. The cab and the trailer typically carry separate insurance policies. The cargo might also be separately insured. When multiple insurers are involved, dealing with them becomes much more complicated, and accepting a settlement offer from one company may affect another company's liability. That's why it's important to have an experienced truck accident attorney on your side.
Third, the insurance company has a key initial advantage when it comes to building its case. Much of the evidence in a truck accident claim belongs to the trucking company, including the truck's GPS data and hours of service (HOS) log. The insurance company often has access to that information right away. You need a lawyer on your side to retain an accident reconstructionist, investigate the trucking company and secure that evidence as quickly as possible.
We are proven fighters who know how to overcome those advantages
Taking on the trucking company's insurance company after a truck accident is a tough proposition. That's why you need an attorney with a proven track record of success who isn't afraid to handle tough cases and go to trial. At Boughter Sinak, LLC, we're always prepared to go to trial, and we take a hard line to protect your rights and fight for the compensation you deserve. In many cases, that results in a fair settlement, but we're ready to fight for your rights in court if that's what it takes.
It's critical that you put an experienced attorney on your side right away after a truck accident. Give us a call at 1-877-962-4373 to schedule your free consultation. You can come to our offices in Fort Wayne or South Bend, or we can come to you.
